Home loans for property investors made quicker & easier
(without the jargony bullshit)
The expert in getting you more cash to invest, navigating product policy, negotiating interest rates & getting you to settlement sooner
Save 10+ hours
rate-shopping banks & putting unwanted hits on your credit file
Bank-talk translated
so you feel comfortable making decisions
Someone who knows exactly
✔️ Where to shop for the best home loan interest rate & cheapest fees
✔️ The right size product for your circumstances (now & in the future)
✔️ How to navigate the aisles of bank policy to maximise your lending ability
I know it sounds boring… but all *that* could save you thousands of bucks a year, aka getting you closer to that brand new jet ski, the Birkin you’ve been eyeing off or adding some extra padding to your bank account (not to mention hours you’ll never get back spent negotiating with banks).
Whether you’re a
🏠 one & done Mum & Dad type investor, or
🏘️ planning a multi-property portfolio to set you up for retirement and beyond
Working with me is the time, money & sanity-saving hack
you’ll wish you knew sooner
Personalised finance strategy based on your goals & your future
HOPPING AROUND FOR THE BEST HOME LOAN SUCKS (& TAKES FOREVER)
How much easier would getting a home loan be if someone did
all the hard work for you?... for free
NOT CONVINCED?
You get more than a mortgage broker & glorified box checker when we work together. You get a finance & property expert who:
💸 Gets to know you & your situation so you get the best investment strategy & product now and into the future
💸 Informs you about tax implications & tax-deductible expenses (and points you in the direction of a property-savvy accountant)
💸 Values open communication, is flexible with availability and will always call you back
💸 Practices what they preach as an active investor - with first hand knowledge of the property market & local growth areas
💸 You don’t have to pay because the lender pays me to do all the hard yards for you
💸 Makes property investment a smooth & simple process with a no bullshit, fluff-free approach so you know exactly what you’re getting & what you’re paying
MEET YOUR HOME LOAN SPECIALIST
Hey, I’m Jay – investment mortgage broker, ex-commercial real estate agent & a man on a mission to simplify investment lending
Also answers to “the bank hostage negotiator” and “holy shit, how’d you do that?!”.
Buying a home or an investment property is a massive transaction and can come with a lot of stress, confusion and grey hairs (can confirm). But it doesn’t have to.
I’m here to simplify your investment property & finance experience. To:
Remove the stress of not knowing what to do next
Translate bank-talk so you know exactly what’s happening, what’s needed & when, to keep your transaction on track
Make you feel comfortable, informed and confident in your financial decisions (because let’s be honest - they’re pretty fucking massive)
Not to mention injecting a bit of fun and personality into an industry that’s notorious for getting caught up in the numbers over building a relationship with you.
3 truths, 1 lie & some questionable choices
👉🏼 I spent 7 years as a real estate agent working in both commercial & residential sales before switching to the dark side (mortgage broking)
👉🏼 Every morning on the way to the office, my speakers are pumping classical music to get me in the mood for mortgages 👀
👉🏼 I ditched stuffy shirts, ties and dress shoes for Culture Kings and Jordans for a profesh but casual (and super comfy) style
👉🏼 When I’m not telling people I do crossfit or out surfing, I’m either spending time with my furry fam (Rusty & Toohey) or trying new restaurants to curb my eating out addiction
I’ll leave it up to you to decide which is which!
Sound like the kind of person you need in your corner? These legends think so…
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The free call
A 30-min obligation free call to chat about you, your goals and what you’re looking for.
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Fact find & document gathering
Fill it in & hand over your supporting documents. You’ll get a personalised finance strategy setting out your proposed loan amount, structure & interest rate.
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House hunting, finance application & approval
When you’ve found the property for you, we’ll move through the application process & get a final approval in place. Cha-ching!
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Settlement
Congrats - you’re the proud new owner of either your new home or an investment property to help build your wealth to help set you up for retirement.
It’s time to pop the champers!
Book a call with me today to get the ball rolling on
choosing an investment home loan that’s right for you…
now & in the future
TEAM WORK MAKES THE DREAM WORK
Surround yourself with a team of investment-headed professionals
If you’re investing and building wealth through property, there are a few professionals that’ll make your life easier (and save you from making questionable expensive decisions) along the way. Luckily for you, I don’t gate-keep & you’ll get my recommendations on the best in the biz.
A good great accountant - maximise your tax position with the help of someone who actually knows what they’re doing when it comes to property. It’s taken me over 20 years to find a great accountant and you can bet your bottom dollar I’m telling everyone.
A solicitor - to bail you out… jokes - a good solicitor can spot a bad transaction from a mile away. Reviewing contracts, dealing with the conveyancing and making sure due diligence is actually done diligently.
A buyer's agent - aka God’s gift to the property industry. Save your time scouring potential investments, negotiating the best prices, and take the stress and emotion out of buying property (because let’s be honest… that cute little cottage is gonna cost you more in plumbing than you’ll make in rent).
A fluff-free mortgage broker - someone who's fun, tells it like it is & gives honest opinions. If you’re in the market, I know a guy! But I can’t take all the credit - our admin side-kicks make sure your paperwork is in top-notch condition before it goes out the door and keep your transaction running smoothly behind the scenes.
Are you ready to start your journey to building wealth
through property investment?
Frequently asked questions
about working with a mortgage broker Jay
How much does it cost to use a mortgage broker?
My services are 100% free!
Long story short, banks and lenders pay me to help you get the best home loan for your circumstances (and to do all the hard work behind the scenes, like getting your application ready, preparing documents & jumping through hoops).
How do you choose which loan is best for me?
I have access to over 30 banks and lenders who have their own little specialities and their own little appetites for different types of home loans.
First and foremost, it’s my actual obligation (and job) to put your best interests first when considering which home loans are best suited to your situation & goals, so you’ll never catch me offering you a product just to get paid.
Which comes to my next point - commission percentages are pretty standard these days so I don’t have a “go-to” lender. Every home loan is assessed based on your needs.
Do I need a mortgage broker?
Technically, no. But if you’re in the business of saving time, money and sanity, I’d highly recommend giving me a crack.
Apart from the fact I’m a pro interest rate-negotiator, you’ll save your precious time by dealing with one person throughout the process and not losing your shit going back and forth with lenders along the way.
Plus, I’ll be your go-to for support throughout the life of your loan as well, in case you decide to remortgage or get the property-bug and decide a property portfolio is more your style.
